How DocHaqq works.
Every document is checked on its own, then against the others.
For banks, lenders and fintechs in Oman and the GCC.
Built to find what is real,
not more noise.
Good fraud detection is not about flagging more. It is about flagging what matters, and making every result clear enough to act on.
Catch what a single check misses
Each document is checked on its own, then against the rest of the application. A forgery that looks perfect alone rarely agrees with everything around it.
Every finding shows its evidence
No unexplained scores. Each concern names the documents involved, the detail that disagrees and why it was raised, in plain language.
Your team stays in charge
DocHaqq flags; your reviewers decide. The result supports their judgement and fits the way your institution already reviews applications.
Four steps.
One decision, made by your team.
-
Upload your documents
Submit the documents for one application together. These might include a payslip, bank statement, salary certificate, employment contract and ID.
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Check each document
DocHaqq examines each document for signs of editing and checks whether its information is consistent. This can include altered figures, unexpected font changes, and dates or totals that do not agree.
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Compare the details across documents
A document can look consistent on its own while disagreeing with another document in the same application.
DocHaqq compares shared details across the set. Does the payslip salary agree with the relevant bank credits? Is the employer the same on the contract and salary certificate? Do the dates fit together?
This is cross-document verification: checking whether documents support the same information.
-
Review the result and its evidence
DocHaqq returns a risk assessment with the findings behind it. Your team can review the affected documents, the details that need attention, and the reason each concern was raised.
The documents
DocHaqq checks.
-
Salary certificate
- Edited figures or fonts
- Salary parts add up to the gross
- Employer and salary match the payslip
-
Payslip
- Edited figures or fonts
- Earnings and deductions add up to net pay
- Net pay matches the salary credit
-
Bank statement
- Edited entries or fonts
- Balances add up line by line
- Salary credits match the payslip
-
Tax invoice
- Edited amounts or fonts
- Items and VAT add up to the total
- Supplier details agree across documents
-
Resident card
- Signs of editing on the card
- ID number and dates in the expected format
- Name matches the other documents
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Commercial registration
- Signs of editing
- CR number and dates in the expected format
- Company name agrees across documents
Need a different document type? Talk to our team.
What your team
sees.
- 1A clear risk level. High risk, review required or low risk, at a glance.
- 2What disagrees. The finding in one plain sentence.
- 3The evidence. The figures side by side, and where they came from.
- 4The decision. Your reviewer clears, escalates or marks it. Nothing happens automatically.
DocHaqq flags. Your team decides.
Net salary differs from the bank statement2
2 sourcesPage 1
The layers
behind the checks.
Each layer looks at a different part of the evidence.
Layer 3 of 3
Cross-document comparison
Checks whether shared details agree across the application: the salary on the payslip and the credit on the bank statement, the employer on the contract and the certificate, the dates across the set.
Layer 2 of 3
Data validation
Checks whether figures, dates and identifiers agree within a document: that totals add up, that dates make sense, that numbers follow their expected format.
Layer 1 of 3
Document examination
Looks for signs that a document has been altered: an edited figure, a font that does not match the rest, a field that has been replaced.
Fits the systems
you already run.
DocHaqq connects through an API to the platforms banks and lenders in the region rely on, so findings arrive where your team already works.
Core banking platforms
- TemenosCore banking
- Infosys FinacleCore banking
- Oracle FLEXCUBECore banking
- Path Solutions iMALIslamic core banking
- ICS BANKSCore banking
Systems around the review
- Loan originationApplications and credit decisions
- Onboarding and KYCCustomer identity checks
- Case managementReview queues and workflow
- Document managementWhere your files are stored
Running something else? Our team will map the connection with yours.
FAQs
What is DocHaqq?
DocHaqq is a document fraud detection tool that checks individual documents and compares information across a document set. It presents findings for a human reviewer to examine.
Does DocHaqq make the final decision?
No. DocHaqq identifies concerns and provides evidence. Your institution decides how to proceed.
How is cross-document verification different from checking one document?
A single-document check examines the contents of one file. Cross-document verification compares shared details across files, such as salary amounts, employer names and dates. This can reveal differences that are not visible when each document is reviewed separately.
What happens if a document type is not supported?
Talk to our team about the documents your institution needs to review.
Is DocHaqq intended for institutions in Oman and the GCC?
DocHaqq is intended for banks, lenders and fintechs in Oman and the Gulf Cooperation Council (GCC) region. Speak with our team about your document types and review requirements.